What is Home Loan Banks?
The Federal Home Loan Banks are banks that provide liquidity to the members of financial institutions to support housing finance and community investment.
Below Are The List Of Home Loan Banks In South Africa
The SAcsi 2025 satisfaction scores for South African banks were:
Capitec – 83.1
FNB – 81.3
Nedbank – 77.0
Absa – 74.2
Standard Bank – 71.9
But ratings and scores are one thing. When it comes to applying for home financing, size of loan and interest rate are quite another.
This is why, despite evidence that some banks offer better customer service than others, going direct for your home loan is never your best bet.
There are things a bond originator can tell you that no index ever will. The plain and simple truth is that you can’t know if you’ve got the best deal from a bank, if you’ve only approached one bank. You need to access choice and we can assist you with that simply.
Which bank works with SA Home Loans?
We’re proud to partner with Capitec Bank, offering home loans to Capitec clients and putting more South African’s into their own homes.
SA Home Loans and Capitec have much in common. As two of the newer players in the financial services industry, both are growing through winning a legion of loyal new clients.
How much must I earn to qualify for a home loan in South Africa?
In order to qualify, you must: have a household income that falls between R3,501 and R22,000 per month. be a South African citizen over the age of 18.
Is SA Home Loans part of Standard Bank?
SA Home Loans has three shareholders:
Standard Bank Group Limited (50%), the Public Investment Corporation (authorised representative of the Government Employees Pension Fund) (25%) and Bolatja Hlogo Consortium (25%), giving our home loans business significant credibility while ensuring our clients can have complete.
How can I see if I qualify for a home loan?
They will:
Review your income and expenses, including the reliability of your income.
Authenticate your income and employment.
Assess your past financial track-record.
Check and assess your credit score and creditworthiness.
Verify your identity.
Determine your age in relation to the period of the loan.