Old Mutual Retirement Planning
Retirement planning is key if you want to enjoy your retirement. Retirement planning consists of two phases: pre-retirement funding and post-retirement income. Pre-retirement funding means investing in a retirement annuity while you are actively working. Things to consider include how much you can currently afford to invest and how long you have until you reach retirement age. The second phase – post-retirement income – requires investing the proceeds of your retirement annuity into a life or living annuity. Post-retirement income considerations include choosing a product that is able to sustain capital growth while you receive an income and regularity of income payments.
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RETIREMENT ANNUITIES
MAX INVESTMENTS RETIREMENT
- R250/month.
- Switch between funds.
- Access funds after age 55.
- Flexible or fixed payment options.
UNIT TRUSTS RETIREMENT ANNUITY
- R500/month.
- Access funds after age 55.
- Switch between funds.
- Buy direct or via adviser.
SA RETIREMENT ANNUITY FUND
- Largest RA fund.
- Lump sum or per month investment.
- Flexible choice of investments.
- Online portfolio view.
RETIREMENT INCOME
MAX INCOME
- R10 000 minimum investment.
- Income for a term or life.
- Tax-efficient investment.
- Personalise your plan.
UNIT TRUSTS LIVING ANNUITY
- R50 000 minimum investment.
- Invest in up to 5 unit trusts.
- Switch between funds.
- Online transacting.