Old Mutual Risk Cover

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Old Mutual Risk Cover

When it comes to personal insurance choose the plan that pays. Old Mutual has paid more than R20 billion in personal risk cover claims (2009 – 2024). It pays to plan – choose from GREENLIGHT range of personal cover benefits like life cover, disability cover and severe illness cover. Insurance that can be tailored to your specific needs.

WHY WOULD YOU NEED THIS INSURANCE?

Your health and ability to work in order to earn an income are very valuable assets. Suffering a severe illness or becoming occupationally or physically disabled can leave you in great financial difficulty. Personal cover from GREENLIGHT gives you peace of mind that your finances and lifestyle are protected against the impact of these events.
You may also want to ensure that your family is not left with debt when you die. GREENLIGHT life cover pays a lump sum to your beneficiaries – to see them through some difficult times without having to worry about finances.

LIFE COVER

This insurance pays out a lump sum when you die. This type of insurance is typically used to:

  • Cover debt and estate duty costs.
  • Cover funeral expenses
  • Generate an income for your family from the lump sum payable

EARNING ABILITY COVER

Pays out a lump sum or monthly income if you become physically or occupationally disabled. Can be used:

  • To cover monthly expenses
  • For temporary/full nursing care
  • To make adjustments to your home or vehicle

LIFESTYLE ADJUSTMENT COVER

Helps you cover the unexpected costs of retrenchment, a life-changing severe illness or injury. Typically used to:

  • Replace your income for six months if retrenched
  • Cover unexpected expenses after suffering severe illness or injury

FUTURE NEEDS COVER

Protects you against future uninsurability; the inability to pay premiums and save for emergencies. This type of insurance can be used to:

  • Buy lump sum cover in the future even if your health changes.
  • Continue premium payments
  • Meet a savings goal

BUSINESS COVER

Cover that protects you, your business and key people in your business. These products are typically used to:

  • Cover key people in your business
  • Cover monthly business overhead costs if you become occupationally or physically disabled.
  • Continue the business if owners become disabled or die

ONLINE QUOTE

Are you interested in buying personal insurance cover and want to know how much it might cost? Try our online quote tool.

 

GREENLIGHT CARE 4U

If you’re covered under a stand-alone GREENLIGHT benefit you have unlimited access to 
CARE 4U – a support programme which offers 24-hour assistance, advice and support for clients and loved ones.