ABSA Banking Solution : Credit Card

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ABSA Banking Solution : Credit Card

 Want to make everyday purchases, cover unexpected expenses or start building up a credit history? We have a range of credit cards that cater to your needs no matter where you are in life. We also make offers and rewards available when you use your credit card to complete purchases. Subject to terms and conditions.

Why is an Absa Credit Card right for you?

  • Our credit cards
  • What to know about credit
  • Make credit card payments easy

What your credit card can do for you

Worldwide acceptance 

Your Absa Credit Card has full ATM functions, including cash withdrawals from any ATM worldwide.

Use your card online

You can use your credit card to shop online. It’s easy and convenient.

Build a credit history for yourself

Getting a credit card is an excellent way to build a credit history for yourself.

Get rewarded when you
spend

Simply use your credit card to pay for purchases and earn great rewards from Absa. Subject to terms and conditions and payment of fee.

Find a credit card that suits your needs

Whether you are travelling, studying or need to meet your financial and lifestyle needs, we have a credit card solution for you.

  • Having financial difficulty

     If your debt is beginning to take control of your life, speak to us first. We can advice on how to effectively manage your debt.

  • Credit cards for everyday use

We a have a versatile range of Absa credit cards that cater for your everyday purchasing needs. 
Absa Platinum Credit Card
Premium Banking Credit

Your Premium Banking Credit Card offers you the smart and safest way to shop in-store or online. You may qualify if you earn R25 000 a month.

Gold Credit Card
Gold Credit Card

An all-inclusive credit card with lifestyle-enhancing special offers. You may qualify if you earn between R4 000 and R25 000 a month. 

Absa Transact Credit Card
Transact Credit Card

A perfect first time credit card that will open doors to financial freedom. You may qualify if you earn between R2 000 and R4 000 a month.

Affirnity Credit Card

Affinity Credit Card

Enjoy the advantages of a credit card while showing your allegiance with an Affinity Credit Card.

  •  Our co-branded credit cards

    Whether you want to travel abroad or do your everyday shopping, we offer British Airways, Avios and Virgin Money credit cards that reward you for simply using them to pay for purchases or to book local and international flights.
    British Airways Credit Card

    If you love to travel and shop, then this is the credit card for you. You earn big rewards for using your card to book flights and make purchases.

    Avios Credit Card

    Collect bonus points when you use your Avios Credit Card to make purchases and get access to a whole new world of travel rewards.

    Virgin Money Credit Card

    Our Virgin Money Credit Card has unique benefits and features such as no monthly or annual fees.

  • Credit card for a student

    The Absa Student Credit Card will help you build your banking profile and prepare you for the next stage of your life.
    Student Credit Card
    Are you a registered full-time student and earn a monthly income or allowance of at least R800? Then our Student Credit Card will suit your needs.

  • Top tips

Please be advised that Absa will not request our clients to confirm the following information telephonically:

  • Credit card expiry date
  • 3-digit number on the back of the card
  • Secure code/OTP number
  • Your PIN

You will only be required to use your PIN or OTP number when transacting.   In the event that you are contacted by Absa:

  • We will have your card number and you only need to confirm a few digits.
  • If you receive a secure code/OTP and you are not transacting at all please contact our client fraud hotline on 0860 557 557 or +2711 501 5089.