Borrow At ABSA For A Home
Whether you want to buy, build or invest in property, we’re here to help you own your dream home and make the best financial decision.
What do you need a loan for?
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To buy a homeTo build a home
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Manage my home loanProperty Research
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Switch to Absa
Here’s how we can help you buy your dream home
Let us know what type of buyer you are
Buying a home for the first time is a big investment decision, but if you buy wisely, it can be a rewarding decision. We’re here to help you make the best decision and guide you home.
Did you know?
A deposit can benefit you when apply for Home Loan Finance.
To have a good credit rating can benefit you when you decide to buy a home
MyHome Home Loan
- Up to 100% bond financing with MyHome.
- Get free and compulsory home loan training.
- Choose flexible repayment terms of up to 30 years.
- Choose Protector Policy and pay off your home loan in the event of death.
Absa Home Loan
- For an existing home or property
- Fixed and variable rates to help you afford your new home
- Functionality to help you structure your home loan and access equity in the future
Private Bank Home Loan
- Access all the great benefits of our Absa Home Loan plus more…
- Expert advice and support from a dedicated Private Banker and Home Loan specialist
- Bespoke features tailored to your specific needs. E.g. MultiPlan, Flexi-Reserve, Future Bond etc.
Family Springboard
- Get up to 100% home loan
- Ask a family member or a friend to provide security through an Absa Fixed Deposit
- Absa covers 30% of the attorney bond costs (maximum R4 200)
You want to buy another home and want a home loan that will suit your needs, and benefit from competitive interest rate options and flexible repayment terms. You have special needs; and want to get rewarded for being an Absa customer, or want to use existing rental income towards your Home Loan application affordability assessment.
MyHome Home Loan
- Up to 100% bond financing with MyHome.
- Get free and compulsory home loan training.
- Choose flexible repayment terms of up to 30 years.
- Choose Protector Policy and pay off your home loan in the event of death.
Absa Home Loan
- For an existing home or property
- Fixed and variable rates to help you afford your new home
- Functionality to help you structure your home loan and access equity in the future
Private Bank Home Loan
- Expert advice and support from a dedicated private banker
- Link multiple loan accounts to one credit facility with MultiPlan
If you want to invest in residential property, we’re here to help as your property investment partner. You can benefit from a range of specialist products, features and advice that support your ambitions.
Absa Home Loan
- For an existing home or property
- Fixed and variable rates to help you afford your new home
- Functionality to help you structure your home loan and access equity in the future
Buy-to-Let Home
Loan
- The ideal option if you want to invest in residential property to rent out
- Rental income is taken into account for consideration towards qualifying for the home loan
- No minimum income criteria – assessment is based on your ability to afford the loan repayments
International
Mortgages
- For international clients that want to invest in South African residential property
- Access to professional guidance and assistance
Private Banking Universal Solution
- Uniquely designed to offer you one all-inclusive financial solution
- Facilitates the acquisition and financing of multiple assets under one credit agreement
- Easily customisable into separate loan accounts to suit your specific needs
- Expert advice and support from a dedicated Private Banker
Private Bank
Home Loan
- Expert advice and support from a dedicated private banker
- Link multiple loan accounts to one credit facility with MultiPlan