Borrow At ABSA For A Home

Borrow At ABSA For A Home

Whether you want to buy, build or invest in property, we’re here to help you own your dream home and make the best financial decision.

What do you need a loan for?

  • To buy a home
    To build a home
  • Manage my home loan
    Property Research
  • Switch to Absa

Here’s how we can help you buy your dream home

Let’s get started and guide you home

Not sure how to go about buying your dream home? Find out what happens at each step of the process.

Know what you can afford

Know all the costs involved when buying your home, how much you can afford and your monthly repayments.

Haven’t found your dream home yet?

Download the Absa Homeowner’s App to your smartphone or iPad and make finding that perfect property a pleasure.

Apply now for a home loan

Have you identified your dream home and ready to own it? Click “apply now” to complete the application process.

Track your application

Once you’ve completed your Absa home loan application, you can keep track of its progress through our simple and convenient online tool.

Credit rating tips

Having a good credit rating can benefit you when you decide to buy a home. Manage your credit score by paying your accounts on time.

Let us know what type of buyer you are

  • I am buying a home for the first time

Buying a home for the first time is a big investment decision, but if you buy wisely, it can be a rewarding decision. We’re here to help you make the best decision and guide you home.

Did you know?

A deposit can benefit you when apply for Home Loan Finance.
To have a good credit rating can benefit you when you decide to buy a home

MyHome Home Loan
  • Up to 100% bond financing with MyHome.
  • Get free and compulsory home loan training.
  • Choose flexible repayment terms of up to 30 years.
  • Choose Protector Policy and pay off your home loan in the event of death.
Absa Home Loan
  • For an existing home or property
  • Fixed and variable rates to help you afford your new home
  • Functionality to help you structure your home loan and access equity in the future
Private Bank Home Loan
 
  • Access all the great benefits of our Absa Home Loan plus more…
  • Expert advice and support from a dedicated Private Banker and Home Loan specialist
  • Bespoke features tailored to your specific needs. E.g. MultiPlan, Flexi-Reserve, Future Bond etc.
Family Springboard
 
  • Get up to 100% home loan
  • Ask a family member or a friend to provide security through an Absa Fixed Deposit
  • Absa covers 30% of the attorney bond costs (maximum R4 200)
  • I am buying another home

 

You want to buy another home and want a home loan that will suit your needs, and benefit from competitive interest rate options and flexible repayment terms. You have special needs; and want to get rewarded for being an Absa customer, or want to use existing rental income towards your Home Loan application affordability assessment.
MyHome Home Loan
  • Up to 100% bond financing with MyHome.
  • Get free and compulsory home loan training.
  • Choose flexible repayment terms of up to 30 years.
  • Choose Protector Policy and pay off your home loan in the event of death.
Absa Home Loan
  • For an existing home or property
  • Fixed and variable rates to help you afford your new home
  • Functionality to help you structure your home loan and access equity in the future
Private Bank Home Loan
  • Expert advice and support from a dedicated private banker
  • Link multiple loan accounts to one credit facility with MultiPlan
  • I am buying to invest

If you want to invest in residential property, we’re here to help as your property investment partner. You can benefit from a range of specialist products, features and advice that support your ambitions.
Absa Home Loan
  • For an existing home or property
  • Fixed and variable rates to help you afford your new home
  • Functionality to help you structure your home loan and access equity in the future
Buy-to-Let Home
Loan
  • The ideal option if you want to invest in residential property to rent out
  • Rental income is taken into account for consideration towards qualifying for the home loan
  • No minimum income criteria – assessment is based on your ability to afford the loan repayments
International
Mortgages
  • For international clients that want to invest in South African residential property
  • Access to professional guidance and assistance
Private Banking Universal Solution
  • Uniquely designed to offer you one all-inclusive financial solution
  • Facilitates the acquisition and financing of multiple assets under one credit agreement
  • Easily customisable into separate loan accounts to suit your specific needs
  • Expert advice and support from a dedicated Private Banker
Private Bank
Home Loan
  • Expert advice and support from a dedicated private banker
  • Link multiple loan accounts to one credit facility with MultiPlan