Nedbank Finance

Nedbank Finance

Loans

We offer loans to start up, grow, offer flexibility or manage debt.

Start-up Loan

Business Growth Loan

Overdrafts and Short Term Loans

Financial Assistance

Debtor Management

Structured Solutions

Our specialists have in-depth knowledge and understanding of your industry.

Structured finance solutions

Private Equity

Export Credit Finance

Global Commodity Finance

Preference Share Investments

Property Finance

We are market leaders in commercial property finance.

Overview

When a commercial property opportunity is recognised and finance is needed, Nedbank Corporate Property Finance leads the market in providing agile solutions that help realise your vision.
Nedbank Corporate Property Finance specialises in financing commercial, industrial, retail and residential development property, offering loan funding to developers, owners, occupiers and investors. Agile financial solutions include access to undrawn funds, interest-only periods, fixed and floating interest rates, flexible repayments and residual value transactions.

What we do

Development Finance

Usually short-term in nature, development finance solutions can be designed for small-, medium- and large-scale buildings, conversion or redevelopment projects, and major refurbishments.

Equity participation

Through our specialised Property Partners Division, we enhance your flexibility in property-based investments and operations by taking an equity finance position in property developments and acquisitions, land investment and portfolio assemblies. Our selective approach in this type of financing, together with our position and strength in the market affords you increased risk mitigation and the ability to enter into larger transactions with limited equity. Nedbank’s interest in these equity transactions is achieved either through direct shareholding, mezzanine loans, or profit-sharing arrangements.
Listed sector solutions
A history of active engagement with property funds and premier companies listed on the JSE has resulted in deep knowledge and insight, making Nedbank Corporate Property Finance the market-leading provider of finance solutions for the listed-property market. Enabling this dynamic sector involves agility and highly customised lending that is secured by a portfolio of commercial, residential, retail or industrial properties.
Investment solutions
For the investor seeking income-producing returns with capital appreciation that outperforms other investment options. Owner-occupiers of industrial and commercial property and the listed property sector can expect finance options that are crafted and honed to optimally meet their financing requirements within commercial, industrial and retail property investment.
We enable smart investment solutions through long-term lending; loans secured against property investment portfolios; and structured investment loans allowing investors to customise their agreements in terms of amortisation, interest rates, residual values and cashflows.
Affordable housing finance
At Nedbank Corporate Property Finance, we are proud of our role in transforming development opportunities into quality communities. This is made possible through the focused approach of our Affordable Housing division.  Funding opportunities for new affordable housing ventures are identified through the extensive network of developers across the public and private sectors. A selective partnership approach with credible and experienced developers with a proven track-record enables us to utilise a full spectrum of resources to ensure value-driven service and delivery of quality projects to the market.
Residential development finance
Backed by a discerning approach, we provide funding solutions for large-scale residential housing developments, enabling key developers that have a sound reputation for delivering residential stock to the market. A minimum transaction amount of R5 million is set out for property developers or residential investors in need of short-term bridging finance for the acquisition of land, the installation of services, and the construction of buildings.

The benefits of our approach

Market-leading commercial property finance solutions
When a commercial property opportunity is recognised and finance is needed, Nedbank Property Finance leads the market in providing agile solutions that help realise your vision.
Nedbank Property Finance specialises in financing commercial, industrial, retail and residential development property, offering loan funding to developers, owners, occupiers and investors. Agile financial solutions include access to undrawn funds, interest-only periods, fixed and floating interest rates, flexible repayments and residual value transactions.
WHAT WE DO
Development Finance
Usually short-term in nature, development finance solutions can be designed for small-, medium- and large-scale buildings, conversion or redevelopment projects, and major refurbishments.
Equity participation
Through our specialised Property Partners Division, we enhance your flexibility in property-based investments and operations by taking an equity finance position in property developments and acquisitions, land investment and portfolio assemblies. Our selective approach in this type of financing, together with our position and strength in the market affords you increased risk mitigation and the ability to enter into larger transactions with limited equity. Nedbank’s interest in these equity transactions is achieved either through direct shareholding, mezzanine loans, or profit-sharing arrangements.
Listed sector solutions
A history of active engagement with property funds and premier companies listed on the JSE has resulted in deep knowledge and insight, making Nedbank Property Finance the market-leading provider of finance solutions for the listed-property market. Enabling this dynamic sector involves agility and highly customised lending that is secured by a portfolio of commercial, residential, retail or industrial properties.
Investment solutions
For the investor seeking income-producing returns with capital appreciation that outperforms other investment options. Owner-occupiers of industrial and commercial property and the listed property sector can expect finance options that are crafted and honed to optimally meet their financing requirements within commercial, industrial and retail property investment.
We enable smart investment solutions through long-term lending; loans secured against property investment portfolios; and structured investment loans allowing investors to customise their agreements in terms of amortisation, interest rates, residual values and cashflows.
Affordable housing finance
At Nedbank Property Finance, we are proud of our role in transforming development opportunities into quality communities. This is made possible through the focused approach of our Affordable Housing division.  Funding opportunities for new affordable housing ventures are identified through the extensive network of developers across the public and private sectors. A selective partnership approach with credible and experienced developers with a proven track-record enables us to utilise a full spectrum of resources to ensure value-driven service and delivery of quality projects to the market.
Residential development finance
Backed by a discerning approach, we provide funding solutions for large-scale residential housing developments, enabling key developers that have a sound reputation for delivering residential stock to the market. A minimum transaction amount of R5 million is set out for property developers or residential investors in need of short-term bridging finance for the acquisition of land, the installation of services, and the construction of buildings.
 
THE BENEFITS OF OUR APPROACH
Our client-centred mandates and processes are matched to the specific needs of your particular opportunity and business with a view to yielding a solution that unlocks value and a range of benefits for your business:

  • As a consistently active, market-leading financier, we share with you our intimate understanding of the broader property landscape.
  • Our decentralised mandates and decisionmaking enable quicker turnaround times in responding to your needs.
  • The deep, industry-specific experience and expertise of our sales and credit teams enable us to act in an advisory capacity, adding greater value to your property opportunity.
  • Our relationship-focused structure enhances your access to our senior management across all disciplines.

 
Cape Town                                       021 416 7000
Durban                                              031 364 1111
Eastern and Southern Cape             041 398 8000
Gauteng and Bloemfontein               011 294 4444
Pretoria                                             012 436 7000

Vehicle and Asset Finance

We specialise in providing tailor-made options to finance your asset purchases.

Instalment Sale

Financial Lease

Full Maintenance Leasing

Operating Rental

Managed Maintenance

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