Pure Life Insurance by 1Life

You can’t control the twists and turns life hands you, but you can prepare for them. Make sure that your loved ones are taken care of when you are no longer capable of providing for them. We have partnered with 1Life to offer you two main Life Insurance products to choose from that will suit both your specific needs and your budget, and it will pay out cash to your beneficiaries.
Don’t think that you are too young or too healthy to get life insurance. In fact, the younger and healthier you are the better as your monthly premium will be calculated based on your health, lifestyle, age, gender and occupation.
For example:

• A 24 year-old female with R500 000 cover will have a monthly premium of around R86*
• A 36 year-old male with R500 000 cover will have a monthly premium of around R112*

*Risk profile dependant

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Basic Life Insurance includes:

• pays from R50 000 to R200 000 life cover out to the beneficiaries of your choice in the event of your death
• R50 000 funeral benefit paid out to your beneficiaries 48 hours after a valid claim has been submitted
• includes a terminal illness benefit; if you are diagnosed with a terminal illness and your life expectancy is less than 12 months, your cover amount will be paid out
• death due to natural causes is covered after two years
• your cover amount will not decrease while your policy is active
• covers you for your whole life
• covers you immediately for accidental death
• suicide is covered after the first two years
• automatically includes Expo-Sure, a confidential HIV testing and treatment programme for accidental exposure to HIV

Elevated Life Insurance includes:

• pays from R200 000 to R10 million life cover out to beneficiaries of your choice in the event of your death
• R50 000 funeral benefit to be paid out to your beneficiaries 48 hours after a valid claim has been submitted
• includes a terminal illness benefit; if you are diagnosed with a terminal illness and your life expectancy is less than 12 months, your cover amount will be paid out
• includes a Guaranteed Assurability option, which means that you can increase your cover amount if your lifestyle changes
• your cover amount will not decrease while your policy is active
• covers you for your whole life
• covers you immediately for accidental and natural death
• suicide is covered after the first two years
• automatically includes Expo-Sure, a confidential HIV testing and treatment programme for accidental exposure to HIV
You can also choose to add value to your life insurance policy by adding the following products to your policy.
• Dread Disease
• Disability